INSURANCE INSPECTIONS

National Risk Services, Inc National Risk Services has been providing property inspection services – including personal lines and commercial lines inspections – to the insurance industry since 1993.

Today we use a forms processing application called FOCUS. We have written FOCUS from the ground up to not only enhance the insurance inspection process for our clients, but to simplify the inspection process for our field staff. FOCUS has been designed to allow us to make rapid form changes on the fly and collect only the data that is important to our customers. This data is stored on behalf of the NRS customer to allow for data mining and reporting. This data can also be given to the client to do their own data analysis if desired. All insurance inspections completed by NRS can be returned to the client electronically as text searchable PDF documents, or in paper form depending on the customers requirements. If you would like to see a demo of Focus and how it is changing the face of the property inspection industry, please contact our sales department today.

Property inspections are a valuable tool in the insurance underwriting process to minimize the potential of an insurance claim and verify information submitted during the application or claim process. Whether you are a homeowner, business owner, or insurance underwriter or carrier, property inspections are a valuable way to reduce risk, eliminate unnecessary hazards and determine the cost of repairs following a natural disaster.


Our team understands the importance of these assessments and can oversee detailed property inspections of residential and commercial properties in the Southeast United States and beyond.

With an average of 15 years of experience in the field, our experts can manage projects ranging from small re-underwriting inspections to large multi-state projects.

Contact our sales department today to find out more about our property inspection services.

Custom tools, built by our in-house experts

Our proprietary software helps simplify the process for our field staff and deliver high-quality inspection reports that enhance the inspection process for our clients.

On the back-end, our forms processing application – FOCUS – allows our team to make rapid form changes on the fly and collect only the data that is important to our customers. This data is then stored on behalf of the customer in our unique workflow tool – INSIGHT – to allow for data mining and reporting in a user-friendly format. Completed insurance inspections can also be returned electronically or in paper form, depending on the customers’ needs.

Unlike most property inspection providers, our solutions are backed by our in-house team of IT experts who can build custom software solutions for clients based on their unique needs. The result is an improved customer experience and shortened turnaround time.

Contact our sales department today to find out more about our custom software solutions.

National Risk Services, Inc has hired and trained field inspectors in Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Tennessee and Virginia to ensure a quality insurance inspections at a reasonable cost. In addition, we work with a network of regional firms to provide inspections throughout the nation.

Please make sure to visit our data collection and analysis pages located on this web site. There you will find out about many value added services that can be provided by NRS. These services can assist your underwriting staff in many ways, along with saving you and your company valuable time and money.

National Risk Services, Inc provides homeowners inspections, or personal lines inspections, ranging from photo-only and observation reports all the way up to high-value surveys. We can also perform replacement cost calculations, liability exposures and hazards, condition of property, size of dwelling, public protection, property diagrams, and photographs.

Our team of inspectors have an average of 15 years of experience in the field and can manage projects ranging from small re-underwriting projects to large multi-state projects. We also provide data collection services, which allow your company to run queries on any and all data collected in the field, as well as specialized reports that collect the information that is important to your company.

Reports can be shared using our proprietary INSIGHT workflow tool or shared electronically or by mail, depending on your organization’s needs and preferences.

Examples of personal lines property inspections completed by our team include:

  • Photo Only Surveys
  • Dwelling Observation Surveys
  • Abbreviated Dwelling Observation
    • And Values (As Needed)
  • Dwelling Observation
    • And Values (As Needed)
    • Square Foot Method
  • High Value Homeowners Surveys
  • Amplified Homeowners - Mid Value (Interior or Exterior)
  • Tenant Homeowner
  • Mobile Home Surveys
  • Mobile Home Park Package
  • Auto Classification Checks (Phone)
  • Auto Classification Checks (Fields)
  • Brush Survey
  • Brush Supplement
  • Electrical/Heating Amplified Survey
  • Electrical/Heating Amplified Survey Supplement
  • Electrical/Heating Short Form Supplement
  • Woodstove Amplified Survey
  • Woodstove Amplified Supplement
  • Woodstove Short Form Supplement

If you have any questions regarding our full line of personal lines inspection services, please contact our sales department.

Our professional staff can provide commercial lines field inspections ranging from short-form inspections to full commercial reports. We provide many supplemental form choices depending on the type of business, and can customize reports to your underwriting needs.

Reports can be shared using our proprietary INSIGHT workflow tool or shared electronically or by mail, depending on your organization’s needs and preferences.

Examples of commercial lines field inspections completed by our team include:

  • Package Coverages
    • Business Owners Policy
    • Restaurant
    • Apartment - 15 Units or Less
    • Convalescent/Nursing Home
    • Daycare Center
    • Bar/Nightclub
    • Self Storage Facility
    • Repair Garage/Service Station
    • Beautician/Barber
    • Jeweler's Block
    • Farm
    • Skating Rink
  • Crime Coverages
    • Mercantile Open Stock Burglary
    • Monies-Securities-Safes
  • Property Coverages
    • Fire-Commercial
    • Builders Risk
  • Commercial Vehicle Fleet
    • Commercial Fleet
    • Dealers Open Lot
  • Replacement Cost
  • Casualty Coverages
    • Liability-Mercantile/Manufacturing
    • Liability-Habitational
    • Worker's Compensation
    • Liability-Construction Contractors
    • Liability-Miscellaneous Contractors
    • Liquor Liability
  • Supplements
    • Restaurant Fire
    • Contractor Job Site
    • Equipment Floater
    • Painting, Flammable Liquid, Welding
    • Business Interruption
    • Glass Survey
    • Church Supplement
    • Completed Operations
    • Products-Industrial Manufacturing
    • Contractor Job Site
    • Restaurant Fire
    • Products-Food Service
  • Diagrams
    • As requested and included with the price of the report

If you have any questions regarding our full line of personal lines inspection services, please contact our sales department.


In addition to our property inspection and premium audit products, National Risk Services, Inc offers a number of value-add analytic services that can help you identify trends and patterns that may go undetected at the individual inspection level. Find out how our seasoned Analytics Group can help save you time and money.